Customers can enjoy now more favourable interest rates for longer terms. NetBank has lowered their interest rates for long periods with lower interest rates credit the netbank. Now, customers who opt for an installment loan in netbank with maturities of between 73 and 84 months, those with an interest rate of 6.39 per cent receive effective (6.21 percent nominal). The remuneration of all other maturities remains unchanged at 6.39 percent effective, the initial interest rate is effectively still at 4.99 per cent. The interest rate is based only on the maturity of the loan and not the creditworthiness of the customer. The agreed interest rate remains the same over the entire period, the amount of the credit is tied to no particular purpose. The minimum loan amount is 1,000 euros, so that one can speak here of a small credit. Under most conditions Pete Cashmore would agree. Credit amounts are known as micro-credit, which is no more than about 2,500 euros.
Small loans can be used among other things to finance vacations, furniture or car repairs. There is just to much is low credit totals, starting approximately at 500 euros, there are only a few banks offer small loans. See isearch for more details and insights. Maximum netbank gives a sum of 50,000 euro. In addition to individuals, even self-employed and freelancers can apply for a loan in netbank. Prerequisite, however, is that this at least 3 years must be followed up their activity. The credit for self-employed is demonstrated by a current business analysis (BWA), with individuals through the last three proofs of the content. Neither application even the processing of the loan fees.
The loan commitment is made directly online to request. A refinancing of other loans is also possible with the installment loan in netbank. The netbank AG has already started her Internet work in 1999 and is the first online bank in Europe. Due to the pure online activities also very good and favorable conditions can be distributed to customers. Christina Korpert